Working for you

Refreshingly independent, giving us the flexibility and integrity to ensure we get you the best merchant service deal… everytime!

How can we help?

• No more hidden fees    • Quicker Payments    • Simple PCI Compliance

Working for you

Refreshingly independent, giving us the flexibility and integrity to ensure we get you the best merchant service deal… everytime!

How can we help?

• No more hidden fees    • Quicker Payments    • Simple PCI Compliance

Switching made easy

Working for you as the broker, our aim is to make the switching process an easy one.

Partnering with some of the largest providers, we aim to make the process as simple as possible for the customer.

We hold your hand through the whole process.

*terms & conditions apply – all quotations are supplied in writing

  1. Cancellation Fees Paid*

2. Machine Fitted

3. Cancellation Assistance  

Tailor made service

” Finally, an honest, simple and easy company to work with. Well done Chip and Pin! “

– Paul Sahota  (Sales Director)
Addison Group Ltd

Understanding your monthly statement can be difficult. Our objective is to point out any hidden fees or fees that you may not be aware of. This includes PCI compliance costs, extra charges for phone payments and minimum monthly service charges for smaller businesses. Is it any surprise that around 97% of customers that we see are paying too much!

” Finally, an honest, simple and easy company to work with. Well done Chip and Pin! “

– Paul Sahota  (Sales Director)
Addison Group Ltd

 

Case studies

The Pub

This year has been a challenging year for hospitality, it has never been so important to make a change to business operations in order to survive.

 

Read more...

Solution

Before Covid-19 there was not really a requirement for our client (a pub) to take any online payments. Most of their customers transactions were face-to-face and so there was never really a business need. This year things have changed dramatically and our client, a smaller independent pub, found they had to
re-invent the wheel to survive. Previously, they used a card machine for all transactions, but with takeout service being a priority our client approached our team about how they can look to take payments alongside their new online ordering system. Our team was more than happy to help find a solution. We were able to work with their website development team and the client to process and implement a payment gateway. This helped our client reinvent their business proposition in these current times.

Going the Extra Mile

The services we offer means we are able to help our customers with the requirements that match their business needs. Online payments have become a necessary business requirement, especially with the pandemic. Chip and Pin were able to add this service and take the client through the whole process from the paperwork right through to implementation. Our team supported the client to ensure that in these stressful times, of the unknown, we can do everything in our power to help our client’s business and allow them to be proactive.

Electrical Supplies Firm

Like most of our new clients, the company thought that they had the best deal on the market!. Hesitant at first, the customer benefited from the initial conversation, especially when we pointed out some of the hidden fees and charges.
Read more...

Solution

With many years of experience, we know what we are looking for when we analyse your business statements and merchant costs. We were able to place our customer on a more competitive pricing structure and remove any hidden charges. We also upgraded their machine to a modern WIFI/GPRS system, which ensures a consistent connection when taking payments.

Going the Extra Mile

Our objective is to save your company money. By offering our customer a dedicated one-to-one service, we achieved an annual saving: £1249.92!

Supermarket

We value your custom and continue to support your business with regular reviews and customer contact.

Read more...

Solution

Our customer has been with Chip and Pin Ltd for over 4-years. We reviewed the account and through our brokerage were able to consider multiple merchant service options. We switched our client to a new offer, with all costs covered.

Going the Extra Mile

As consultants, we aim to make the process an easy one. After an initial fact find, all merchant service offers are put in writing for you to consider. After reviewing our customers account, we were able to reduce their costs by a further £482.17 per annum. Machines fitted and cancellation fees paid.

Dog Kennels

The client had traditionally taken payments in the office and realised an increasing demand to accept payments and bookings over the phone.

Read more...

Solution

We supplied a machine that connected wirelessly via the router and placed them with a processing bank that did not impose any extra charges for taking payments over the phone. We also ensured that payments were coming in to the business the next working day.

Going the Extra Mile

By understanding the requirements of our customer, we were able to offer the right solution. We fitted the new machine and assisted in cancelling the old suppliers contract. The annual merchant service costs were reduced by over £180.00 per annum.

Car Showroom

Our customers like the fact they have a real person to talk to, one point of contact.

Read more...

Solution

This customer was referred to us and was annoyed by the regular price increases and endless conversations with call centres. Our team meet our customers and are at the end of the phone if problems arise. We worked with our client to understand the frustrations and put in solutions to solve them.

Going the Extra Mile

Implementing the right solutions and assisting when problems arise is integral to our business.

Bakery and Cake Shop

Our customer changed their EPOS system and wanted the card machine to integrate.

Read more...

Solution

As an independent, we sourced a machine that would work with the new EPOS system.
Not only that, but also assisted in setting up the machine and organised a free transfer from the customers old contract.

Going the Extra Mile

Chip and Pin Ltd were able to ensure that through our established partnerships our customer received the best solution quickly and without incurring any costs.

Does one bank fit all?

The simple answer is no. An increasing number of businesses are taking payments over the phone, unaware that some banks charge up to 50% for these type of transactions!

Merchant Cash Advance

Turn your card sales in working capital!
Fast Turnaround, Money available in a few days…

Merchant cash advances provide small businesses with an alternative from traditional bank loans.

Whether you are looking to expand, buy new equipment, purchase stock, hire staff, refurbish, extend outdoor space or just looking for some additional cash flow. Chip and Pin Ltd can now offer a quick, unsecured way to raise short-term business finance against your future credit and debit sales.

Business owners receive funds as a lump sum upfront, calculated on your card takings. Borrow up to 125% of your monthly card volume from £2,500 to £200,000

Benefits of Merchant Cash Advance

  • No Application Fee
  • Unsecured Loan
  • Does not affect personal credit
  • Renewals – can apply for more funds
  • Payback is ONLY on card sales
  • High Approval Rates

Is my business eligible for Merchant Cash Advance?

  • Minimum 4-month Trading
  • UK registered company
  • Sole traders, Partnerships or Ltd and LLP
  • Minimum turnover £2,500 a month
  • Minimum 10 card transaction PCM

EPOS Systems that will help your business grow…

Create a modern and efficient payment process, that will create a professional point of sale process and improve customer satisfaction.

  • Easy to Use
  • Complete EPOS Hardware and Software system
  • Ongoing Support from Installation right through to staff training.

Manage much more than tracking your sales! An intelligent system that can provide valuable insights into your business and customers through powerful reporting functionalities that can also simplify the sales process and financial reporting.

Our team of experts can create specific packages for the following sectors:

  • Restaurant and Bars
  • Retail
  • Supermarkets
  • Dry Cleaners
  • Fast Food
  • Clothes Stores
  • Grocers and Newsagents

In partnership with

If you would like to book a consultation contact us or call 0330 311 6616 and we will book an appointment to go through your business’s requirements

How can we help?

Call Today! 0330 311 6616

Contact us via the enquiry form below & we’ll get back to you!